Punjab Government Schemes 2026 — Complete List of All Schemes

Punjab is running more citizen schemes right now than at any point in recent memory — bikes, laptops, scholarships, farmer cards, housing loans, free solar panels. The problem? The information is scattered across twenty different portals, and half the “apply online” websites you find on Google aren’t official at all.

This page fixes that. Below is every major Government of Punjab scheme active in 2026, grouped by who it’s for, each with a one-line summary and a link to the official portal. We’re adding a detailed, plain-language guide for each one — check back as the list grows.

Students & Education

• CM Punjab E-Bike Scheme — up to 100,000 e-bikes with Rs 90,000 subsidy per bike, 0% financing. Phase 2 balloting held Oct 10, 2026. Read our Phase 2 results guide · Official portal: bikes.punjab.gov.pk
• Honhaar Scholarship Program — 100% tuition fee coverage for deserving Punjab students. Read our Honhaar guide · Official portal: honhaarscholarship.punjabhec.gov.pk
• CM Punjab Laptop Scheme — free laptops for high-achieving students; Phase 2 distribution pending. Read our Laptop Scheme guide · Official portal: cmlaptophed.punjab.gov.pk
• CM Internship Program — paid internships for Punjab youth. Read our Internship guide · Official portal: cmip.punjab.gov.pk
• CM IT Internship — Rs 50,000/month for 5 months for IT graduates. Read our IT Internship guide · Official portal: cmitinterns.punjab.gov.pk
• TEVTA Free Courses — free technical & vocational training across Punjab. Read our TEVTA guide
• PSDF Hunarmand Naujawan — free skills training via Punjab Skills Development Fund. Read our PSDF guide · Official: psdf.org.pk

Farmers & Agriculture

• Kisan Card — up to Rs 150,000 interest-free per crop season for inputs; register via SMS to 8070. Read our Kisan Card guide · Official: agripunjab.gov.pk
• Green Tractor Scheme (Phase 5) — 9,500 tractors with Rs 1 million subsidy each; Phase 5 currently open. Read our Green Tractor guide · Official: agripunjab.gov.pk
• Livestock Card — up to Rs 540,000 interest-free for dairy and poultry farmers. Read our Livestock Card guide · Official: plc.punjab.gov.pk

Women

• Dhee Rani Programme — Rs 100,000 wedding assistance for deserving families, via collective weddings. Read our Dhee Rani guide · Official: cmp.punjab.gov.pk

Welfare & Support

• Himmat Card — Rs 10,500 quarterly for persons with disabilities (disability certificate required). Read our Himmat Card guide · Official: dpmis.punjab.gov.pk
• Minority Card — Rs 10,500 for deserving minority families; apply via SMS to 1040. Read our Minority Card guide · Official: mcard.punjab.gov.pk
• Maryam Nawaz Ration Card — Rs 3,000/month food support; PSER registration is the gateway. Read our Ration Card guide · Official: pser.punjab.gov.pk
• Rehmat Card — assistance for widows and orphans. Read our Rehmat Card guide · Official: rahmatcard.punjab.gov.pk
• Maryam Nawaz Health Clinics / Clinic on Wheels / Free Insulin — walk-in health facilities; no application needed. Informational guide coming soon.

Housing

• Apni Chhat Apna Ghar — Rs 1.5 million interest-free housing loan (around Rs 14,000/month over 7 years). Read our Apni Chhat guide · Official: acag.punjab.gov.pk
• Apni Zameen Apna Ghar — free 3-marla plots for landless families (phase 1: 19 districts). Read our 3-Marla Plot guide · Official: azag.punjab.gov.pk

Business & Jobs

• Asaan Karobar Card — up to Rs 1 million interest-free for small businesses (helpline 1786). Read our Asaan Karobar guide · Official: akc.punjab.gov.pk
• Asaan Karobar Finance — up to Rs 3 crore for larger enterprises. Read our Finance guide · Official: akf.punjab.gov.pk

Energy

• CM Solar Scheme — free solar panels for households using 0–200 units; apply via 8800 SMS. Read our Solar Scheme guide · Official: cmsolarscheme.punjab.gov.pk

Services & Everyday Life

• Maryam Ki Dastak — 76+ government services delivered at your doorstep via app. Read our Dastak guide · Official: dastak.punjab.gov.pk
• PSER (Punjab Socio-Economic Registry) — the master survey that unlocks most welfare schemes; register first. Read our PSER guide · Official: pser.punjab.gov.pk
• CM E-Taxi Scheme — electric taxis for youth employment. Read our E-Taxi update (portal verification in progress).

A note on staying safe

Every scheme above has exactly one official portal, and we’ve linked it. If any other website asks you for money, your bank details, or your CNIC “to apply faster” — close it. Real Punjab government schemes never charge an application fee through random websites. When in doubt, start from punjab.gov.pk and navigate from there.

Last updated: October 11, 2026. Scheme statuses change — we review this list regularly, but the official portal is always the final word.